3 Tips On Dealing With Credit

Let’s be honest being an adult has its own wake up calls especially when we start receiving bills. I know old people have given us advice that worked for them, however things are different now and we need different approaches.

The working-class millennials are finding themselves in more debt than ever and it’s a conversation no one wants to talk about because it’s either embarrassing or not Instagram appropriate. Trust me, going to university does not teach you how to handle money neither does employment.

Instead accomplishing all these things puts most people under pressure as suddenly, they have study loans to repay, rent, cars, clothes, cellphone contracts, Netflix subscriptions, gym membership, going out and etc. Let’s face it life is expensive and to cope with these pressures credit was introduced.

Credit is instant money that allows people the ability to buy now and pay later. Some say it is the biggest oppressor of our time and the fact that people are encouraged to get into debt for a better credit score is appalling. It is a solution for our impulsiveness and irrationality hence its prominence. However, credit is amazing when used right and for profitable reasons...Read More